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Brazil | Economic Analysis

See here the Macro Brazil, Scenario Review and Macro Vision reports

Macro Brazil

  • Service sector | January 15, 2025

    Today's data supports our view that economic activity is decelerating in the 4Q24.

  • IPCA | January 10, 2025

    The index ended up above the upper limit of the inflation target, at 4.5%.

  • Retail sales | January 9, 2025

    Today's data corroborate our view of a slowdown in activity in the last quarter of last year.

  • FX market | January 8, 2025

    December posted the largest financial outflow in the historical series.

  • Industrial production | January 8, 2025

    With today´s release, the carry-over of industrial production for 4Q24 now stands at 0.1%, with the following breakdown: 0.4% for manufacturing and -0.8% for mining/extractive.

  • December IDAT-Activity Report | January 7, 2025

    Decline in services and goods.

  • IDAT-Employment and Wage | January 7, 2025

    Wages in the 3-month average fell for the second consecutive print in December, reaching a level close to the accumulated inflation over the last 12 months.

  • IDAT-cars | January 6, 2025

    Although December’s pace was lower than the previous months, it still advanced by +0.1% MoM.

  • Trade Balance | January 6, 2025

    In the coming months, we expect the trade balance to gain momentum again with a seasonal improvement in exports and a continued slowdown in imports.

  • Fiscal | December 30, 2024

    Lower limit of this year's primary result target may be achieved due to strong revenue collection, but fiscal risks will remain high ahead.

  • Credit | December 27, 2024

    New loans fell by 1.1% for non-financial corporations, and by 3.6% for households.

  • IPCA-15 | December 27, 2024

    Despite the downside surprise, the qualitative result continued to worsen at the margin (more than expected), with acceleration in underlying services.

  • Unemployment rate | December 27, 2024

    Real wages increased by 0.3 p.p., reflecting the dynamism of the labor market.

  • Current Account | December 23, 2024

    External financing is at a less favorable level and has worsened at the margin, with FDI not fully covering the current account deficit.

  • Quarterly Inflation Report | December, 2024

    The IR reinforces the signaling already given at the last Copom meeting that the interest rate hike movement should keep advancing significantly.

  • Copom Minutes | December 17, 2024

    The text basically cements the next two policy decisions, 100-bp hikes, outside a major (unlikely) improvement in the inflationary environment.

  • Retail sales | December 12, 2024

    Today's data corroborate our expectation of a resilient activity in the last quarter of this year.

  • COPOM | December 11, 2024

    The statement indicated that, unless the scenario changes, the committee intends to hike the Selic by 100 bps twice more.

  • Service sector | December 11, 2024

    The services sector posted strong growth in October, supporting our view that economic activity will remain robust in the 4th quarter.

  • November IDAT-Activity Report | December 10, 2024

    Services advanced at the margin, while goods were broadly flat.

  • IPCA | December 10, 2024

    November’s IPCA was in line with our expectations, but with a worse than expected composition.

  • Copom Cockpit | December 9, 2024

    The current scenario is concerning, requiring a more vigorous stance by the monetary authority.

  • Trade Balance | December 5, 2024

    The trade balance accumulates a surplus of US$79.2 bn in 12 months.

  • FX market | December 4, 2024

    Financial sector continues with high outflows compared to previous years.

  • IDAT-Employment and Wage | December 4, 2024

    IDAT-Employment showed some accommodation in formal employment with a slowdown in growth at the margin.

  • IDAT-Activity

    Daily Economic Activity Tracker.

  • GDP | 3Q24

    For the full year, there is an upward bias to our current 3.2% estimate.

  • IDAT-cars | December 3, 2024

    Prices across all segments increased.

Brazil Scenario Review

  • Scenario | January, 2025

    Besides our usual monthly economic update, we present 10 main themes and risks for Brazil’s economic outlook in 2025.

  • Scenario | December, 2024

    Given the deterioration in inflation expectations, the weaker BRL and still-resilient activity, we expect the Selic rate to reach 15% pa.

  • Scenario | November, 2024

    Risk of non-compliance with the fiscal framework increases the need for adjustments.

  • Scenario | October, 2024

    The reduced spending restraint in the latest bimonthly report suggests a limited fiscal adjustment and contributes to the perception of rising domestic risk

  • Scenario | September, 2024

    We see the Selic at 11.75% by YE24 after a 25-bp hike in September followed by two hikes of 50 bps later this year, with a final increase of 25 bps at the first meeting of next year.

  • Scenario | August, 2024

    Main themes for 2H24.

  • Scenario | July, 2024

    To signal the sustainability of the framework's expenditure rule ahead, cost-saving initiatives are vital.

  • Scenario | June, 2024

    We have revised our forecast for the year-end 2024 Selic benchmark rate to 10.50% p.a. (from 10.25%), remaining at this level until the end of 2025.

  • Scenario | May, 2024

    We assess that the room for additional easing is now more limited and project that the Selic rate will end the year at 10.25% pa.

  • Scenario | April, 2024

    We revised our Selic rate forecast to 9.75% (from 9.25%) by yearend, with a slowdown in easing pace from June onwards.

  • Brazil Orange Book - N40 | March, 2024

    2024 appeared to start better than the previous year, but we note cautious postures regarding expected growth and upcoming tax changes ahead.

  • Scenario | March, 2024

    The evolution of the international scenario as well as worse domestic inflationary dynamics will probably curtail the decline of interest rates in Brazil.

  • Scenario | February, 2024

    We maintain our 1.8% GDP growth forecast for 2024, but with an upward bias.

  • Scenario | January, 2024

    10 themes that we consider most important for the local outlook.

  • Scenario | December, 2023

    We now see a lower terminal Selic rate, at 9.00%, and a stronger BRL in 2024, at 4.90/USD.

  • Scenario | November, 2023

    We reduced our inflation estimates to 4.6% (from 4.9%) for 2023 and to 4.0% (from 4.1%) for 2024, but external challenges and domestic uncertainties (particularly regarding the fiscal consolidation outlook) will likely prevent faster Selic rate cuts ahead.

  • Scenario | October, 2023

    We maintain our call for the Selic rate at 11.50% in YE23 and 9.0% in YE24, but the external scenario and the fiscal outlook will be key to determine the easing pace and terminal rate ahead.

  • Scenario | September, 2023

    We now expect the Selic rate to reach 11.50% p.a. by the end of 2023 and 9.00% by the end of 2024.

  • Brazil Orange Book - N39 | August, 2023

    Given the contractionary stage of the monetary policy cycle, the economy is showing a good deal of resiliency. But growth will be significantly slower in the second half.

  • Scenario | August, 2023

    We revised our GDP growth forecast in 2023 to 2.5% from 2.3%. Regarding the monetary policy, we believe the central bank will continue to cut the Selic rate at a pace of 50 bps per meeting this year, to 11.75% pa by year-end.

  • Scenario | July, 2023

    We expect the Copom to deliver a 25-bp cut in August, followed by 50-bp reductions from September onwards.

  • Scenario | June, 2023

    We revised our 2023 growth forecast to 2.3% from 1.4% due to a strong 1Q23 and the expectation that income will support consumption.

  • Scenario | May, 2023

    Highlights: we’ve increased our GDP growth forecast to 1.4% (from 1.1%) in 2023, and reduced our FX forecast to BRL 5.15/USD (from 5.30).

  • Scenario | April, 2023

    New fiscal framework establishes spending limit; the challenge is now to complement it with revenue-recovery measures

  • Scenario | March, 2023

    To reverse the worsening in inflation expectations, the commitment to low inflation and fiscal discipline must be reaffirmed.

  • Scenario | February, 2023

    We maintain our forecasts for the Selic at 12.50% in 2023, but see risks to the upside.

  • Scenario | January, 2023

    In the absence of corrective actions, this scenario could lead to a new cycle of low growth, high inflation and Selic rate.

  • Scenario | December, 2022

    A rising public debt trend could lead to a new cycle of lower growth, high inflation and high interest rates.

  • Brazil Orange Book - N38 | November, 2022

    High interest rates: a bitter medicine.

  • Scenario | November, 2022

    Fiscal sustainability will continue to be the main challenge in the next administration.

Macro Vision

  • The fundamental fiscal policy questions of 2025

    2025/01/23 | This report is a guide to the biggest fiscal events and debates of 2025.

  • Fiscal dominance in Brazil: Where do we stand?

    2025/01/21 | Fiscal dominance is a more continuous situation than a binary one. Recent stress and rise in risk premium suggest that we are not in full normality and reinforce the need for measures that improve fiscal perception.

  • Time to strengthen the fiscal framework

    2025/01/14 | A sustained improvement in financial conditions would only materialize with the outlook for a more balanced public debt trajectory.

  • We forecast GDP growth of 0.6% qoq/sa in 3Q24

    2024/11/28 | GDP slowed down in 3Q24 to 0.6%QoQ.

  • Freight prices to Brazil

    2024/11/05 | Freight prices in Brazil are likely to recede, in line with the movement already observed in global container prices, but these are unlikely to experience a complete normalization to the levels observed in 2023 any time soon.

  • Estimating the indirect impact on CPI

    2024/09/09 | Indirect impact of inputs on inflation.

  • We expect GDP growth of 1.0% qoq/sa in 2Q24

    2024/08/28 | Economy remained strong in 2Q24 due to higher household income, advancing 1.0% qoq/sa 2.8% yoy.

  • Online betting: Different metrics & evaluations

    2024/08/20 | Building on our study Macro Vision: Online betting, we present three possible definitions for the sector and our corresponding estimates.

  • Imports from China on the rise: relevant aspects

    2024/08/15 | In our view, the recent increase in imports underscores the need to advance with agendas aimed at improving the domestic business environment.

  • Online betting: Estimated size and impacts

    2024/08/13 | Based on the balance of payments, we estimate net spending on betting at BRL 24 billion per year.

  • Idat-Cars: The Itaú car price index

    2024/08/06 | This report presents the Itaú Car Price Index (Idat-Cars), Itau’s proprietary index of automotive prices.

  • Inflation in the horizon, simulating the BC model

    2024/07/23 | Moments of uncertainty can reduce the impact of monetary policy, making it insufficient to change inflation expectations and/or the exchange rate, resulting in higher inflation.

  • iSent: Itaú’s Central Bank sentiment classifier

    2024/07/05 | This report presents the iSent, the Itaú’s Central Bank sentiment index for Brazil and Chile, a sentiment classifier based on GPT-4.

  • Expenditure Control

    2024/06/20 | A diagnosis and proposals to control the rise in expenditures.

  • We expect 0.7% GDP growth in 1Q24

    2024/05/29 | Brazilian GDP should expand 0.7% in 1Q24. The 1Q24 GDP report will be released next Tuesday, June 4.

  • Revisiting estimates for the neutral interest rate

    2024/05/23 | Based on different methodologies, we reevaluate estimates of neutral real interest in Brazil

  • The weight of wages: A core measure that reweights

    2024/05/16 | We reweighted the IPCA according to the labor intensity of each item in order to see the impact of the tight labor market on inflation.

  • IDAT-Regional Activity: Methodology update

    2024/05/14 | Following this review, the regional version of IDAT becomes a daily indicator, broken down by state and covering online transactions, PIX, TED, DOC wire transfers and bank payment slips.

  • Court-ordered payments and the activity surprise

    2024/04/22 | Precatorios should have a positive impact on activity early this year

  • The importance of taming inflation expectations

    2024/03/25 | When it comes to deviations from the inflation target, how unanchored expectations are and for how long are both crucial.

  • Synchrony between neighbors: inflation surprises

    2024/02/27 | When a monthly consumer inflation reading in one country in the region delivers a surprise, inflation results in other countries tend to show deviation in the same direction.

  • 4Q23 GDP expected to decline 0.1% qoq/sa

    2024/02/19 | Brazilian GDP should expand 2.9% in 2023.

  • A guide to fiscal policy in Brazil in 2024

    2024/02/19 | This report is a guide to the main fiscal events and debates we anticipate for 2024.

  • Economic impacts of a tax reform

    2024/01/24 | Impacts of the Indian tax reform: parallel with the Brazilian reform.

  • IDAT-Activity: adjusting the scope

    2024/01/12 | We are updating IDAT Expanded Payment Methods to turn it into an indicator based on payments made by individuals.

  • We expect a decline of 0.2% in 3Q23 GDP

    2023/12/01 | The services sector should slow down noticeably, advancing 1.3% yoy (vs. 2.3% in 2Q23).

  • IDAT-Activity: expanding the scope

    2023/11/29 | We have expanded the scope of IDAT-Activity to include flows of other payment methods.

  • Services inflation: Is it different this time?

    2023/10/10 | The labor market shows signs of heating, but due to cyclical and structural factors, evaluating the services inflation is challenging.

  • Reassessing international reserves

    2023/09/05 | In our view, if the global situation allows, authorities should consider restarting a program to rebuild net reserves.

  • We expect a 0.3% GDP growth in the 2Q23

    2023/08/25 | 2Q23 GDP should have advanced 0.3%, driven by services.

History - Macro Brazil

History - Macro Vision