Historical series Itaú announces Guaranteed Limit, a feature that increases the credit card limit while your money earns interest
This tool expands the available limit solutions in the Superapp and allows clients to increase their card limit instantly and without bureaucracy.
São Paulo, January 2026 – In another move to expand freedom and autonomy for its clients, Itaú Unibanco is launching the Guaranteed Limit, a new solution housed in the Card Limit section of the Superapp. Following the recent launch of the Transfer Limits feature between account and credit card, the bank advances by allowing money set aside in Savings Jars to be used to immediately and effortlessly increase the available card limit, bringing more agility, simplicity, and control to clients’ financial management.
This innovation reinforces Itaú Superapp’s ongoing agenda of releases, which aims to simplify navigation and bring solutions together in a single place. The Card Limit section evolves according to clients’ needs, offering greater control, autonomy, and simplicity, without the complexity of accessing different sections of the app.
“We are continuously seeking to improve the experience of our clients in the Superapp and provide solutions that enable a healthy relationship with money. Making this journey more intuitive and accessible facilitates financial management and increases the satisfaction of those who use our app. The Guaranteed Limit is one more step in this direction,” says Felipe Piccoli, Director of Cards, Accounts, and Payments at Itaú Unibanco.
The introduction of new solutions is part of Itaú Unibanco’s strategy to transform the digital experience for clients. Since last year, 19 new features have been introduced in the Superapp, such as Pix with Credit Card, Spending Control, and Savings Jars, in addition to centralizing banking tasks in specific sections, such as Cards and Payments.
“Our Superapp was designed to be a true financial advisor, offering hyper-personalized journeys that put control in our clients’ hands. Our goal is to offer solutions that can simplify daily life, with tools that provide financial well-being,” adds Piccoli.
With the Guaranteed Limit, every R$1 saved in the Savings Jars is converted, in the same proportion, into credit card limit. Moreover, the reserved money continues to earn interest, allowing clients to focus their purchases on the card, have more room for installment payments, and enjoy specific benefits of their credit cards.
This feature was created to serve clients who wish to increase their limit for higher-value purchases without giving up the profitability of their money. The Guaranteed Limit complements the solutions already available, such as Increase Limit, Transfer Limits, and Simulate Future Purchase.